So, if finding the a home is not the most important thing, then what is?  Believe it or not, the most important thing for you to focus on is credit restoration.

Why? Because an estimated 85% of buyer tenants who enter into a rent to own home contract never end up executing their option. While they may have started out with good intentions, they ultimately fail at achieving their goal of home ownership. The number one reason that this happens, is that they have not sufficiently improved their credit and still cannot get a home loan.

Do you want this to be you?  Do you want to literally throw away your option fee, accumulated rent credit and equity in the home?

If not, it is critical that you begin the credit repair process right away.  You may be able to improve your credit enough in just one year, but it is a good idea to try to negotiate at least a two year option term.  Then, make sure that you don’t procrastinate.  Credit repair takes time and the sooner you start the greater your chances of success are.  The best thing you can do is develop a comprehensive credit restoration strategy and then be diligent about following through with your plan.  It will take some work, but the results will be worth it.  With a little patience and perseverance, your dream home can be yours!